Terms & Conditions

Terms of Use

  • 01.By accessing this website (the “Site”), you acknowledge these terms and conditions of use and agree to be bound by them. If you do not agree to these terms, please discontinue accessing the Site immediately.

  • 02.We reserve the right, in our sole discretion, to modify, alter or otherwise update these terms and conditions at any time and you agree to be bound by such modifications, alterations or updates.

  • 03.The content of the Site is published by NBC Inc. (“NBC”), an entity that is registered with the Ontario Securities Commission, British Columbia Securities Commission, Alberta Securities Commission, Manitoba Securities Commission, and Autorité des marchés financiers as a Portfolio Manager.

  • 04.This Site is only intended to provide you with general information and is neither an offer to sell nor a solicitation of an offer to purchase any security and may not be relied upon for investment purposes.

  • 05.Any commentaries and information contained in the Site should not be considered personal investment advice.

  • 06.Information on the Site is not intended to provide legal, accounting, financial or tax advice, and should not be relied upon in that regard. Please consult with your professional advisor with respect to your particular circumstances.

  • 07.The Site is provided on an “as is” and “as available” basis, without any representations, warranties or conditions of any kind, whether expressed or implied, and including without limitation implied representations, warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, durability, availability, timeliness, accuracy, or completeness, all of which are hereby disclaimed by NBC to the fullest extent permitted by law.

  • 08.Every effort has been made to ensure that the material contained on the site is accurate at the time of publication. However, NBC will not under any circumstances be liable to you or any other person in any way for any loss or damages (direct, indirect, special, economic, incidental, consequential, punitive or exemplary, including without limitation loss of revenue, data, anticipated profits or lost business) in respect of use of, or inability to use, or any reliance on, the Site, any of its content or links (including without limitation any inaccuracies or viruses), or any web browser or other equipment.

  • 09.By accessing the Site, you agree to indemnify and hold harmless NBC and its agents, suppliers and their respective directors, officers and employees from and against any and all actions, proceedings, costs, claims, liabilities, damages and expenses (including reasonable legal fees) arising from or in connection with a breach of these terms and conditions or the use of this Site.

  • 10.The contents of the Site are protected by applicable copyright and trademark laws. Unauthorized use or exploitation of such content is strictly prohibited including without limitation, unauthorized downloading, retransmission, storage in any medium, copying, redistribution, reproduction, or republication of the Site, or any part thereof, for any purpose.

  • 11.Other sites accessed by hypertext appearing in the Site may have been independently developed by parties other than NBC. NBC does not guarantee the accuracy of information contained in such other sites.

  • 12.Links to other sites should not be taken as NBC’s endorsement or approval of such other sites, the third parties named therein, or their products and services, nor is any liability assumed for incompatibility, non-suitability, viral infection or other destructive/disruptive components on or from such other sites.

  • 13.The framing, mirroring, scraping or data-mining of the Site or any of its content in any form and by any method is strictly prohibited.

  • 14.NBC cannot guarantee complete confidentiality or security for information that is transmitted electronically. By accessing the Site, you acknowledge that NBC is not responsible for any damages or losses you may suffer as a result of your electronic transmission of confidential or sensitive information to us. Please refer to NBC’s privacy policy for more information.

  • 15.No consent or waiver by either party to, or of any breach or default by, the other party in its performance of its obligations under this agreement will be deemed or construed to be a consent to, or a waiver of, a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing.

  • 16.If any provision of these terms and conditions is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.

  • 17.These terms and conditions are governed by the laws of Ontario and the laws of Ireland applicable therein, excluding any conflict of laws which would lead to the application of any other laws. By accessing the Site, you hereby irrevocably submit and attorn to the provincial and federal courts located in the City of Toronto, Ontario for any disputes or matters arising from, connected with, or relating to the Site, this agreement or any related matters.



TERMS OF SERVICE



  • 1. Scope of Application:
    These general terms and conditions ("General Terms and Conditions") apply to the entire business relation between the customer and NBC SMG in its capacity as the operator of the www.nbcsmg.com web application (the "Web Application"). NBC SMG is the sole and exclusive responsible party for the contents relating to the operation of NBC SMG Online Media and any and all contents provided on said media.

  • 2. Amendments to the Present General Terms and Conditions:
    Any amendments to the present General Terms and Conditions will be notified to the customer by no later than one month prior to their proposed effective date on NBC SMG Online Media and made available on the e-mail address provided by the customer. Amendments will be made available in a form that allows customers to save and print them in a readable format. Any amendments notified to the customer in accordance with para. 1 above will be deemed accepted, unless the customer objects within the time period specified in paragraph 3 below in text form. In its notification NBC SMG will specifically inform the customer that consent will be deemed given in the absence of objection. Customers who do not wish to accept an amendment proposed to them will have to notify their objection in text form to NBC SMG within two weeks after the amendment has been proposed to them by e-mail. In the absence of objection within the aforementioned time period, the amendments will be deemed accepted by the customer.

  • 3. Cryptocurrencies
    Cryptocurrencies Cryptocurrencies are electronic forms of money which are generated via a decentralized peer-to-peer network on the internet and encrypted on the basis of digital signatures and whose development is based on a white paper by Satoshi Nakamato. Cryptocurrencies are no legal tender recognized and backed as an official means of payment by any government agency ("Money"). NBC SMG Online Media give customers the opportunity to transfer, purchase or sell cryptocurrencies for assets. The trade is subject to the relevant terms and conditions of NBC SMG.

  • 4. Technical Requirements
    Access to the Web Application is only possible via a web browser running on a computer or mobile device with an internet connection. No other access procedures are supported. Once a customer has set up an account with NBC SMG, any and all communications between NBC SMG and the customer in connection with the purchase and sale of cryptocurrencies will be exclusively in electronic form using an online inbox on NBC SMG Online Media or via e-mail, unless expressly otherwise provided in the present General Terms and Conditions. Notifications will not additionally be sent to the customer in paper form, unless otherwise required by law. As a consequence, NBC SMG will not be liable for any damage resulting from the foregoing.

  • 5. Legal Requirements for the Registration
    Natural persons with full legal capacity may register with NBC SMG.

  • 6. Customer's Duties of Cooperation and Diligence
    A proper processing of business transactions requires customers to notify NBC SMG without delay of any changes of their names or addresses. Customers have to check the messages received in the inbox of their NBC SMG Online Medium or by e-mail on a regular basis. Customers can protect certain transactions using their mobile phones ("Mobile Phone") by generating a one-time password with the aid of special apps, like Google Authenticator.
    NBC SMG recommends its customers to increase the security of their accounts by adding a two-factor authentication feature. It is the customers' responsibility to keep their individual combination of username and password in safe custody. They have to take all possible care and all appropriate precautions to ensure that the individual combination of username and password is not retrieved by any unauthorized party. In particular, customers must not keep, store, or record their individual combination of user name and password by electronic or other means together with their other documents relating to NBC SMG, and they shall be required to choose their personal and individual combination of username and password in a way that cannot be easily be retrieved by unauthorized parties. Customers who have logged in to the Web Application using their username and password ("login") shall not leave the computer, from which they are logged in, unattended. In case of any non-compliance with the foregoing rules of conduct, the customer will be liable for all risks and damages associated with such non-compliance.
    A customer, who discovers that his individual combination of username and password has been retrieved by an unauthorized party or that his account with NBC SMG has been used in an unauthorized manner, shall have to inform NBC SMG immediately and, if possible, change his individual combination of username and password without delay. If such change is not possible, NBC SMG will immediately upon receipt and acknowledgement of the customer's corresponding notification and upon verification of the customer's identity during usual business hours block the customer's access to his account on NBC SMG Online Media until further notice.
    NBC SMG shall be authorized to block a customer's account at any time when it discovers an unauthorized use of the account. In such case, NBC SMG will inform the customer of the steps required to prove his lawful ownership beyond doubt, which will be necessary for unblocking the account. If there are indications of any unauthorized use of an access, NBC SMG will be authorized to block the cryptocurrencies in the customer's wallet to make an outflow of cryptocurrencies impossible.
    Customers may use any contents published on the Web Application subject to NBC SMG’s written permission only.

  • 7. Registration
    When registering for the use of NBC SMG Online Media by means of the Web Application, customers will be required to carry out the following steps:
      The customer registers on the www.nbcsmg.com domain and follows the instructions for opening an account(onboarding).
      The customer uploads a proof of Identification recognized by the Federal Authorities of the country of residence..
      These data will then be verified by NBC SMG.
      Once the account has been successfully opened, the customer will be given access to NBC SMG Online Media.

    By using the link contained in the confirmation e-mail sent to the customer, the customer confirms the identity of his e-mail address. With the confirmation of his registration, the customer accepts these General Terms and Conditions.

  • 8. Privacy
    The current Privacy Policy is available for consultation at www.nbcsmg.com/privacy.php

  • 9. Liability of NBC SMG
    NBC SMG is seeking to ensure a continuous access to NBC SMG Online Media, but cannot guarantee permanent availability. This primarily applies in cases of attacks to the network infrastructure, e.g. by so-called DDoS attacks that may occur with varying degrees of seriousness. NBC SMG cannot take any responsibility for the contents provided on NBC SMG Online Media being complete, accurate or up to date. Using these contents is at the user's own risk.
    NBC SMG does not accept liability for damages arising to a customer as a result of using the services provided or contents published by NBC SMG. This disclaimer shall not apply however in cases of intentional or grossly negligent behavior on the part of NBC SMG or any of its vicarious agents. In addition, this disclaimer does not apply to any damage arising from injury to life, body, or health resulting from a breach of duty by NBC SMG or any of its vicarious agents. Furthermore, the above disclaimer does not affect NBC SMGs liability for the breach of any obligations, the proper fulfillment of which is essential for the proper performance of the contract and on the fulfillment of which the customer may reasonably rely.

  • 10. Customer's Termination Rights
    Provided no term or other termination clause has been agreed between the parties, the customer may terminate the entire business relationship at any time without observing a notice period. Notice of termination may be given to NBC SMG over the Web Application or in text form. The customer's statutory termination rights shall remain unaffected.

  • 11. NBC SMG Termination Rights
    NBC SMG may terminate its business relationship with the customer at any time by way of an ordinary termination giving no less than two months' prior notice. When determining the notice period, the bank will take account of the customer's legitimate interests.
    NBC SMG may terminate its business relationship with the customer without observing a notice period if there is an important reason for which NBC SMG cannot be reasonably expected to continue the business relationship even in consideration of the customer's legitimate interests. Repeated violations of these General Terms and Conditions shall be deemed to constitute such important reason. A serious one-time violation of the General Terms and Conditions, including deception or attempted deception of NBC SMG by a customer deliberately providing false information, for example, also constitutes an important reason for the purposes hereof. Another important reason for termination is when a customer revokes his consent to the collection and use of data by NBC SMG because NBC SMG will no longer be able to provide the services it offers without storing and using the customer's data.
    Notice of termination will be given by e-mail to the e-mail address provided by the customer.

  • 12. Interdependent Effects of Termination
    As of the effective date of the termination of the contract relating to the NBC SMG Account, the contract relating to the bank account will also be deemed effectively terminated.


Support and Complaints

Support And Complaints NBC SMG objective is to provide products and services that fulfill the needs of each of their customers. If you still have questions or wish to file a complaint to NBC SMG, it will be NBC SMGs ambition to treat the matter and clarify the issue in a prompt and transparent manner. Every customer is invited to contact NBC SMG at support@nbcsmg.com to present any questions or complaints using various channels.

An investor may get back less than the amount invested. Information on past performance, where given, is not necessarily a guide to future performance. The capital value of units in the fund can fluctuate and the price of units can go down as well as up and is not guaranteed. The investments and services offered by us may not be suitable for all people. If you have any doubts as to the merits of an investment, you should seek advice from a licensed financial advisor. You should be aware that certain types of funds might carry greater investment risk than other investment funds.

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