What's a NBC Savings account?

  • Free checking + a high-yield checking account that helps you save

  • Think of your NBC SMG Savings Account as a super-smart wallet: free checking that keeps your finances organized. Make that wallet even better by adding a secret coin purse alongside it—a high-yield account to tuck cash, where it earns interest and won’t be spent until you need it.

  • First, open a free Simple Account for day-to-day spending. Then you can open a high-yield account to set aside money you want to save up—it’s called a Protected Goals Account because your money’s protected from accidental spending. Your cash is stashed but never out of reach—instantly transfer money to spend anytime with your Simple app!

  • Along with a competitive, variable rate and no monthly maintenance fees, this account comes with tools to grow your money faster. Like most savings accounts, there’s a limit of 6 withdrawals per statement cycle, but using our tools won’t count toward those limits.

  • What you should know.

    Our Annual Percentage Yields (APYs) are accurate as of 11/28/20. Keep in mind, these rates are variable and may change after the account is open. Fees may reduce earnings. The APYs for other banks are provided by mybanktracker.com and are accurate as of 11/27/20. The APYs in this table are for the state of California.

    The rate of our Online Savings Account is more than 10x the national average of 0.05% APY, based on the national average of savings accounts rates published in the FDIC Weekly National Rates and Rate Caps accurate as of 11/2/2020.

    NBC SMG is investing on autopilot.


Great Service

"Best customer service among banks I use. Good website, annoyed that you keep lowering rates. If it lowers any more I will be forced to move to an investment account"

- Bob Maroney on 10/29/2020


Easy setup and web interface!

"Having tried to open other online savings accounts, this by far was the easiest and fastest by far! The website is set up to help you not only save but to plan out your goals and dreams. Best choice I’ve made financially in years!"

- Tim In Virginia on 11/24/2020


Great web experience

"I've used the online services of two other banks and they don't compare to the excellent user-friendly design of Ally's website and app. I appreciate how easy it is to navigate. Somebody did some excellent UX work on this software - kudos."

- Zenobia on 11/19/2020

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